PROFESSIONAL ADVICE FROM TRUSTED FRIENDS

Smeltzer Insurance is an independent insurance agency. We don't work for an insurance company; instead, we work for you. We are on your side when you have a claim and see to it that you get a fair, prompt resolution.

About Us

We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy within the company offering the best coverage for you at a competitive price.

Our mission is to be the premier all-lines independent insurance agency in Northern Illinois for the surrounding area. We're glad to be proud of our product, customer service, customer satisfaction and fair competitive pricing. We care to deal with those we can also call our friends.

Our Primary Objectives

  • To design a comprehensive protection program for you

  • To select the company or companies best suited to your situation

  • To reduce your insurance costs while reducing gaps in coverage

  • To move quickly to get fair, prompt settlements for your claims

  • To periodically review your insurance package with you

  • To be honest and professional in all our dealings

  • To be interested in people and their problems

  • To treat the clients' needs as our own

Our Coverages & Carriers

We offer the following insurance services:

  • Auto, Home, Renters, Motorcycle, Snowmobile, ATV, Boat, Camper, Motorhome, Umbrella & Flood

  • Commercial Business, including Liability, Work Comp, Property, Auto, Cyber, Bonds, Medical, Dental, Life & Disability

  • Individual Health, Dental & Travel Medical

  • Term Life, Whole Life, Child Life, Long Term Care, Annuities & Disability

  • Medicare Supplement & Medicare Prescription Drug Plans (Part D)



Below are just a few of the companies we represent. Click or tap the logos below to access your current insurance information and important phone numbers, and to make online payments.

Thomas Myers

Thomas Myers, CIC

tom@tjmyers.com

Agency Owner & Commercial Lines Agent
Thomas Myers purchased Smeltzer Insurance Agency on April 1, 2002. Not only is Tom the agency owner, but he is also a licensed insurance agent specializing in assisting businesses with their commercial insurance needs. Prior to working in the insurance field Tom was employed in banking and finance. Tom enjoys supporting the community by serving on various boards and committees and is a faithful Red Cross donor. Tom lives in Rock Falls with his wife, Johnna.

Licensed Lines of Insurance
  • Property
  • Casualty
  • Life
  • Health
Sierra Harms

Sierra Harms, CIC

sierra@tjmyers.com

Employee Benefits, Life, Health, Medicare Agent & Sales Manager
Sierra Harms joined Smeltzer Insurance Agency in June 1996. In addition to being a licensed agent, she is also the agency Sales Manager. She is dedicated to continuing her insurance education and obtained her Certified Insurance Counselor (CIC) designation in 2019. Sierra is married to Doug, and they live in Prophetstown where they raised their three boys, Dalton, Hunter and Colten. When she's not working, Sierra enjoys spending time with her family, cooking and crafts.

Licensed Lines of Insurance
  • Property
  • Casualty
  • Life
  • Health
 
Christa Bertolozzi

Christa Bertolozzi

christa@tjmyers.com

Life, Health and Medicare Benefits Agent
Christa Bertolozzi is a licensed insurance agent with over 21 years of experience. She began her career working with auto, home, life and health insurance and over the years, Christa has developed a strong focus on Medicare and individual medical plans. Christa was born and raised in the Sterling and Rock Falls area, and she's honored to continue living and working in the town she calls home. Outside of work, Christa enjoys spending quality time with her family and friends.

Licensed Lines of Insurance
  • Property
  • Casualty
  • Life
  • Health
Jennifer Schryver

Jennifer Schryver

jennifer@tjmyers.com

Personal Lines Agent
Jennifer Schryver is a licensed insurance agent with more than 18 years of experience. She specializes in auto and home insurance, tailoring insurance to fit each client's unique situation. Jennifer grew up in Milledgeville, where she lives with her two dogs, Daisy and Skitz. She has two grown boys, Justin and Parker, and enjoys spending time with her friends.

Licensed Lines of Insurance
  • Property
  • Casualty
  • Life
  • Health
Becky Schrader

Becky Schrader

becky@tjmyers.com

Commercial Lines Agent
Becky Schrader is a licensed insurance agent and joined Smeltzer Insurance Agency in January 2010. Prior to joining Smeltzer Insurance Agency she worked as an orthodontic assistant/receptionist for 21 years. Becky was born and raised in Sterling and Rock Falls is a proud graduate of Rock Falls High School. In her free time, she enjoys spending time with her family and friends.

Licensed Lines of Insurance
  • Property
  • Casualty

Contact Us

PLEASE NOTE: Coverage changes cannot be bound by email alone. You must speak with a licensed agent.

Address

701 W. Route 30, PO Box 31
Rock Falls, IL 61071

Call Or Fax

Ph: 815-625-5526
Fx: 815-625-0237

Hours

Monday-Friday
8:30am-5:00pm